| http://www.w3.org/ns/prov#value | - (1) ???Insurance contract??? means any agreement or other transaction whereby one party, the ???insurer,??? is obligated to confer benefit of pecuniary value upon another party, the ???insured??? or ???beneficiary,??? dependent upon the happening of a fortuitous event in which the insured or beneficiary has, or is expected to have at the time of such happening, a material interest which will be ad
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