| http://www.w3.org/ns/prov#value | - According to a senior underwriter at Terrace Capital, the Fannie Mae program generally provides the most advantageous rates for non-recourse, multifamily loans though there are multiple markets in the US where Fannie Mae and Freddie Mac are unwilling to lend at a 75% LTV. These markets are called Pre-review markets and include such states as Florida, Michigan, Indiana, Ohio and several submarket
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