| http://www.w3.org/ns/prov#value | - Discussions of AFNI's collection tactics show up back in 2006 and earlier on complaintboards.com and other sites, and are often described by words such as "scam, fraud, and deceptive.He recognizes that collection activity resulting from fraudulent accounts imposes a cost on consumers that should be minimized, but still assumes that these are legitimate id theft cases.
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