| http://www.w3.org/ns/prov#value | - Sounds like you got it about right.The roth is a great deal, because you never have to pay taxes on those earnings in the future.Also, $1000 added to a Roth is equivalent to $1000 * your tax rate added to a traditional 401K, so the $17500 limit allows you to have much more spendable money at retirement.
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