| http://www.w3.org/ns/prov#value | - FIG. 11 is a network-based flowchart for describing a mobile credit settlement method for a member store subject using a unique mobile identification code according to a GSM mode according to the present invention, FIG. 12 is a network-based flowchart for describing a mobile financial transaction method for a CD/ATM using a unique mobile identification code according to a GSM mode according to the
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