| http://www.w3.org/ns/prov#value | - The stress of this whole bubble and the rising interest rates are causing me major personal distress - I refinanced my 2nd mortgage a bit over a year ago to very low rates - unfortunately, the loan is a home equity loan - and now, I am back at my original rate and $12 more a month - I have a pre-payment penalty on my 1st mortgage which does not expire until October, so I am treading water until the
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