| http://www.w3.org/ns/prov#value | - ible financial benefit to the consumer of entering into the proposed debt settlement program; and ???(3) the debt settlement program is suitable for the consumer at the time the contract is to be signed. ???(d) Choice of Language.???If a debt settlement provider communicates with a consumer primarily in a language other than English, the debt settlement provider shall furnish to the consumer a tra
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