| http://www.w3.org/ns/prov#value | - Link please.Are you suggesting that an insurance company's overhead does not include legal fees such as paying for staff, court costs, etc.?Here is the concept: If an insurance company can perform its advertised services cheaper than another but with the same or superior quality of all other insurers, who do you think the doctor will contract for a policy?Simplified: You have auto insurance, right
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