| http://www.w3.org/ns/prov#value | - in order to be able to fund major expenses and maintain their standard of living.???Recovery in the wider economy is feeding through to pensioners, but low annuity rates and the lingering effects of endowment mis-selling means retirement incomes remain under pressure.???But Mirfin warned many people who needed credit later in life ran a serious risk of being turned down.???Access to credit is a m
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