| http://www.w3.org/ns/prov#value | - A Direct Subsidized loan is a need-based loan which means that students must demonstrate financial need according to data submitted on the FAFSA. Interest begins accruing on the loan at the time the loan funds are disbursed, but the federal government pays (subsidizes) the interest for you while you are enrolled in school on at least a half-time basis, so you do not make any payments on the loan w
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