| http://www.w3.org/ns/prov#value | - 2013 to remain a challenging year, chief executive Gail Kelly said on Monday.The Australian dollar is likely to remain high.The forecast came as the bank reported its net profit in the year to September 30 dropped 15 per cent from the previous year to $5.97 billion.The fall was a result of a significant tax benefit in the previous year related to Westpac's integration of St George, a benefit th
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