| http://www.w3.org/ns/prov#value | - Tony has it right, its not really considered a balloon at the end, or an open ended lease, what it sounds like is your Interest Rate is floating, meaning instead of a fixed IR, they lured you in with a very low one, then after a specified period of time, the IR floats up, most likely to match the current T-Bill rate or some other factor.
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