| http://www.w3.org/ns/prov#value | - Generally, TILA covers only credit extended to consumers.5 Section 103(h) of TILA provides that the term consumer, used with reference to a credit transaction, characterizes the transaction as one in which the party to whom the credit is extended is a natural person, and that the money, property, or services that are the subject of the transaction are primarily for personal, family, or househol
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