| http://www.w3.org/ns/prov#value | - It should go without saying that, with such inherent risks involved, borrowers should not be taking out these loans to pay for non-essentials, but statistics suggest that not all borrowers heed this advice; a 2004 poll performed by Synergistics found that 13% of HELOC loan holders entered into HELOC contracts in order to pay for travel or other leisure pursuits.
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