| http://www.w3.org/ns/prov#value | - On August 5, 2011, S&P lowered its long-term sovereign credit rating on the U.S. to ???AA+??? from ???AAA.??? Any further downgrades of the U.S. credit rating could increase volatility in both stock and bond markets, result in higher interest rates and higher Treasury yields and increase the costs of all kinds of debt.
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