| http://www.w3.org/ns/prov#value | - rently working on a number of transactions in the fourth quarter, most notably the sale of our remaining interest in Bay, the Thai bank and the IPO of our Swiss consumer business.At this point, we expect that any benefits from these transactions will largely offset with continued portfolio repositioning, but they could impact the tax rate, quarter and the year.With that, let me turn it back to Jef
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