| http://www.w3.org/ns/prov#value | - Proponents argue that payday loans are a useful form of credit for consumers who lack access to more conventional banking services, but opponents claim they overburden people who are already struggling to make ends meet.??? (The Pew Charitable Trusts, Payday Lending in America, Series Summary (Oct.2013) <http:// www.pewstates.org/uploadedFiles/PCS_Assets/2013/Pew_Payday_Lending_Series_ Summary.pdf
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