| http://www.w3.org/ns/prov#value | - Investors paid 86% of that amount in fees and commissions, leaving $84.3 million, for a 3.6% compounded annual growth rate.???Most individual investors do not understand what we are doing,??? said Mr. Steben. ???In many cases, the financial advisers do not completely understand it.???While pension funds, college endowments and other institutions invest in managed futures, individuals bear the brunt o
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