| http://www.w3.org/ns/prov#value | - Whether the scoring is performed in-house or by a third party, the computer resources and file transfer process will have an associated cost, which may be avoided by the triggering routine. [0035] According to an exemplary embodiment of the invention, the triggering routine 152 is executed initially to determine whether the account data has changed in such a manner or extent as to justify the cost
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