| http://www.w3.org/ns/prov#value | - The method comprises: generating, by the trusted third party, a database including name and address information of the payee and a universal identifier number uniquely identifying the payee, and distributing the database to a home banking system of the payor; receiving, at the trusted third party, a biller order from the biller, the biller order comprising the payor's name, address and an amount t
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