| http://www.w3.org/ns/prov#value | - The borrower is presumed to be able to make the payments if his monthly debts, including the mortgage, are not more than 50% of his gross monthly income; 6. advertise that refinancing preexisting debt with a high-cost home loan will reduce a borrower's monthly debt payments without also disclosing that the loan may increase the borrower's total number of payments and the total amount the borrower
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