| http://www.w3.org/ns/prov#value | - The evidence from a huge national database containing millions of individual loans strongly suggests that the single most important factor is whether the homeowner has negative equity in a house -- that is, the balance of the mortgage is greater than the value of the house.A simple statistic can help make the point: although only 12% of homes had negative equity, they comprised 47% of all foreclos
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