| http://www.w3.org/ns/prov#value | - The following disclosures, as applicable, shall be provided:(i) The fact that the interest rate, payment, or term of the loan can change.(ii) The index or formula used in making adjustments, and a source of information about the index or formula.(iii) An explanation of how the interest rate and payment will be determined, including an explanation of how the index is adjusted, such as by the additi
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