| http://www.w3.org/ns/prov#value | - The standard title commitment exceptions include, among other things, the gap period: ???Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public records or attaching subsequent to the effective date hereof but prior to the date the proposed insured acquires for value of record the estate or interest or mortgage thereon covered by this Commitmen
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