| http://www.w3.org/ns/prov#value | - The Commonfund Institute reports that endowments dropped by an average of 23 percent in the five months ending Nov. 30, 2008.Authors Joseph Cronin and Howard Horton (respectively a past Massachusetts secretary of Education and the president of the New England College of Business and Finance) comment:The middle class, which has paid for higher education in the past mainly by taking out loans, may n
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