| http://www.w3.org/ns/prov#value | - The FICO scores generated for low- and moderate-income consumers who do not have ???traditional??? lines of credit, do not own their own homes, and/or whose mortgages are serviced by a non-reporting mortgage servicer are therefore based solely on ???traditional??? credit history (which is defined as credit for retail goods and services such as car loans or credit cards) and often do not include ??
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