| http://www.w3.org/ns/prov#value | - This small sentence turns a loan into a credit agreement....The word MAY is misleading and should be changed to MUST because the money you were told that you BORROWED never existed in the first place....Borrowing money from a bank is a fraud as you cannot borrow something that does not exist until you give it to the bank who then gives it back to you who then takes it back to pay your debt....I ca
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