| http://www.w3.org/ns/prov#value | - The central bank lowered its key federal funds rate - an overnight bank lending rate that affects how much consumers pay for credit cards, home equity lines, auto loans and other forms of credit - by a quarter of a percentage point on Dec. 11 to 4.25 percent.That marked the Fed's third consecutive rate cut since September as the central bank attempts to deal with the subprime mortgage meltdown, wh
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