| http://www.w3.org/ns/prov#value | - The primary financial effect is additional reinstatement premium payable to the Total net premiums written increased for the three months ended September 30, 2010 for all insurance products, except for fire, due to higher direct written premiums of $3.2 million from the same period in 2009, which was offset by an increase in ceded premiums of $0.4 million, which was largely attributable to increas
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