| http://www.w3.org/ns/prov#value | - This phenomenon is known as ???incentive effect???.The mentioned phenomena imply that the loan supply for a determined group ofborrowers could not increase when the interest rate is increased, even when the offer isconstant (Note figure 5 and Table 6 analyzed further).In this way, keeping in mind the interest rates paid by other intermediaries andeven under an excess of demand, the bank would not
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