| http://www.w3.org/ns/prov#value | - They will remove the requirement for a formal affidavit to be signed, and will replace that procedure with a simpler requirement to obtain a written signature from the borrower and, where appropriate, from others, such as a spouse or partner, as evidence that the surrender was, indeed, voluntary.Shelter, Citizens Advice Scotland and Money Advice Scotland welcomed the affidavit proposal, so we have
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