| http://www.w3.org/ns/prov#value | - The preexisting coverage plan would prevent re-rating of patients or exclusion of coverage if they go from an individually purchased plan to an employer plan or the reverse. (ERISA already protects those who move from one group plan to another.) For those first entering the insurance market, states will have the latitude to develop mechanisms such as high-risk pools for those hard-to-insure indivi
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