| http://www.w3.org/ns/prov#value | - h lenders and real estate agents about the process, but things appear to be getting better.Government initiatives like the Home Affordable Modification Program and the Home Affordable Foreclosure Alternatives Program have given people more options, and seem to be speeding things up, he said.Kayser said almost all homeowners will need professional help, including real estate agents, lawyers and pos
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