| http://www.w3.org/ns/prov#value | - 79] The three elements being customized are: (a) the communications network over which the transaction is transmitted; (b) the database(s) and/or database facilities, which stores an electronic record of transactions; and (c) the encryption, password or other security features applicable to the transaction. [0080] In those jurisdictions where a certification authority (or other authentication proc
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