| http://www.w3.org/ns/prov#value | - ???I do not want any institution on this phone to be scared out of mortgage lending by consultants and others who say, ???oh, there is all kinds of risk involved in the Ability-to-Repay rule.??? If you do good solid lending, you???re used to doing it, you???ve made those kind of hard-headed decisions year in and year out, about it is a good credit risk and what the properties look like in your commu
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