| http://www.w3.org/ns/prov#value | - In many parts of the country, including portions that might not number among the usual suspects, HELOCs will be considered high risk and banks will be examined carefully to ensure that peach-fuzz-faced examiners are satisfied that credit officers who have been making HELOCs since decades before the examiners were even gleams in the eyes of their fathers are competently managing the risk.
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