| http://www.w3.org/ns/prov#value | - Also, last year, we were intending not to increase our assets that I think was a show of our tremendous amount of patience last year because last year large banks took turns increasing their assets, and KB Kookmin Bank was, I am sure, tempted to join, but if we had succumbed to that temptation, I am sure that the investors who have I think shares of not only KB Bank, but also other banks, I am sur
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