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Property	Value
http://www.w3.org/1999/02/22-rdf-syntax-ns#type	http://www.w3.org/ns/prov#Entity
http://www.w3.org/ns/prov#value	Most credit counselors offer free budgeting workshops and consult with consumers to decide if a loan modification, short sale or foreclosure is the best course.
http://www.w3.org/ns/prov#wasQuotedFrom	experian.com