| http://www.w3.org/ns/prov#value | - Borrowers with a credit score of less than 640 or 620 might qualify for a 'credit waiver' if they have some compensating factors such as a solid job history or a low score because of limited use of credit.Steinbach says lenders do not require borrowers with a credit score above 640 to have a specific amount of cash reserves.
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