| http://www.w3.org/ns/prov#value | - Merriam-Webster Online defines accident as an unforeseen and unplanned event or circumstance...lack of intention or necessity: chance???an unfortunate event resulting especially from carelessness or ignorance.2 Using this definition, it is easy to see how defective workmanship can qualify as an accident and, therefore, an occurrence, if there is property damage to property or work other than t
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