| http://www.w3.org/ns/prov#value | - Put another way, why use a shorter amortization period and lock in a higher minimum payment that can???t be changed for the life of your mortgage term when you can take a longer amortization that offers more flexibility upfront and then reduce it by making discretionary payments instead? (Here is a post I wrote that outlines the benefits of this strategy, which I refer to as ???cash flow buffering
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