| http://www.w3.org/ns/prov#value | - Furthermore, the on-line bill payment solution is only good if the payer has an account with a bill payment processor or has provided the bill payment processor with his/her banking information and has provided written permission that gives the bill payment processor the authority to debit the payer's account. [0012] Accordingly, there is a need for a method and system for integrated payment servi
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