| http://www.w3.org/ns/prov#value | - Due diligence provides the servicing mortgagee the opportunity to measure the risks inherent in the portfolio, including, but not limited to, inadequate servicing or other factors that may ultimately lead to findings, civil money penalties, or indemnification of HUD (Please see Mortgagee Letter 2002-21, dated September 26, 2002, Due Diligence in Acquiring Loans, and HUD Handbook 4330.1, Rev-5, Cha
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