| http://www.w3.org/ns/prov#value | - Such programs are also referred to as ??credit-plus?? (Edgcomb and Barton, 1998; Zohir et al., 2001) as they provide services and training on various aspects such as healthcare, family planning, non-formal education etc. that go beyond financial services, but help the microfinance borrowers to skillfully utilize their borrowed money in income generating activities and self-employment.MATERIALS AND
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