| http://www.w3.org/ns/prov#value | - A ???covered person??? means ???(A) any person that engages in offering or providing a consumer financial product or service; and (B) any affiliate of a person described [in (A)] if such affiliate acts as a service provider to such person.??? 12 U.S.C. 5481(6); see also 12 U.S.C. 5481(5) (defining ???consumer financial product or service.???).
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