| http://www.w3.org/ns/prov#value | - Before insurance was established in the late 17th century, friendly societies" existed in England, in which people donated amounts of money to a general sum that could be used for emergencies.Separate insurance contracts (i.e., insurance policies not bundled with loans or other kinds of contracts) were invented in Genoa in the 14th century, as were insurance pools backed by pledges of landed esta
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