| http://www.w3.org/ns/prov#value | - A loan is a loan is a loan.The rationale behind the conforming loan limit has been to ensure that Fannie Mae and Freddie Mac's loan guarantees mostly benefit low- and moderate-income borrowers who otherwise might not be able to afford home ownership.The Federal Housing Administration (FHA) has its own floor, or maximum loan amount in normal housing markets, which is tied to the conforming loa
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