| http://www.w3.org/ns/prov#value | - Certain risks, uncertainties and other factors, including, but not limited to, those set forth under ???Cautionary Note Regarding Forward-Looking Statements??? at the beginning of this Form 10-K, may cause actual results to differ materially from those projected in the forward-looking statements.Financial Overview and HighlightsWAL is a bank holding company headquartered in Phoenix, Arizona that p
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