| http://www.w3.org/ns/prov#value | - e the usual time to process applications.Veda chief executive Belinda Diprose says consumers must be careful not to over-commit.We have done some research that looks into the last five years of credit trends, and we find that credit card applications peak in November, she said.They are often 10 per cent higher in those last three months of the year and we see people particularly taking out credit
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