| http://www.w3.org/ns/prov#value | - ehension in appropriate subject areas, including:(A) Ethics;(B) Federal law and regulation pertaining to mortgage origination;(C) State law and regulation pertaining to mortgage origination; and(D) Federal and state law and regulation, including instruction on fraud, consumer protection, the nontraditional mortgage marketplace, and fair lending issues.(3) Nothing in this subsection shall prohibit
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